Raise Your Deductible Increasing the amount of money you pay if you have a claim can greatly decrease your monthly rate, so if you consider yourself a safe, low-risk driver you might be better off with a higher deductible. If you've had a few claims in the past, paying more each month might be a financially safer route. Choosing Your Car Choose carefully before you buy, some cars are more likely to be stolen than others. Check...
Do your kids get good grades? You may be eligible for a discount with your insurance provider. The WSJ recently wrote: ...don't be shy about touting your child's grades to your insurer. Most companies offer "good student" discounts. For instance, State Farm takes 9% to 35% off a premium, depending on the student's gender and whether he or she is kept on the policy as ...
Despite the risks, over one-third of all drivers under the age of 24 are texting on the road. Each year, 21% of fatal car crashes involving teenagers were the result of cell phone usage. If your teens text while drive, or you know someone who does, have them watch this video. Please note The following video is very graphic. ...
If you've ever called an insurance company for a quote on auto insurance, you know that one of the first questions the agent will ask you is how many miles you put on your car every year. Statistics say the more you're on the road, the more likely you are to be involved in an accident, and the higher your premiums will be. But did you realize it's the other way around if you work ...
A lot of people still see cell phones as a luxury rather than a necessity. True, those people who wander around the grocery store with a BlueTooth headset in their ears, looking like Borg drones sent to assimilate shoppers, may be taking things a bit far. Do you really need to chat about that morning's doctor appointment, complete with graphic description, in the cereal aisle? (Here's a hint: No.) You may even avoid som...
Have you ever wondered how your insurance rates are actually determined? Surprisingly, they look at a lot more than just your driving history and age. Before you start talking to agents or requesting quotes for auto insurance, it's a good idea to know where you stand. Insurance companies take several factors into account when calculating rates. Knowing what those factors are, and being ready with the information before you request a quote, will help you to get the best rate possible. ...
Whether you've owned your vehicle for a while, or are thinking about buying a new one, one of the biggest considerations you have is how to go about buying auto insurance. Maybe you're wondering whether you even need it. Before accepting the first offer that comes along, or just calling the insurance company you're most familiar with, there are some things to take into account t...