Have you ever wondered how your insurance rates are actually determined? Surprisingly, they look at a lot more than just your driving history and age.
Before you start talking to agents or requesting quotes for auto insurance, it's a good idea to know where you stand. Insurance companies take several factors into account when calculating rates. Knowing what those factors are, and being ready with the information before you request a quote, will help you to get the best rate possible.
We've compiled a list of the factors that auto insurance companies take into account when calculating your rate, including age, driving history, theft, location, credit score, and whether or not you own a new or used vehicle. You can read the full list here: Article Insurance Factors
